Professional services
Manage client payments, crypto payments, invoices, receipts, expenses and financial records from one platform.
The Vision Bank for companies
Private banking for businesses that manage clients, money and operations
A complete business banking and administration platform for companies that receive payments, manage client funds, prepare invoices and receipts, organize expenses, handle tax-related documentation, support fiat and crypto payments and payouts, and operate multiple client accounts from one secure environment.
Give every client dedicated payment details, use pooled accounts where appropriate, accept supported fiat and crypto payments, send fiat and crypto payouts, automate reconciliation and manage the financial administration of your business without unnecessary limits or fragmented tools.
How the account is run
- Client funds
- Segregated per client
- Attribution
- Line-by-line
- Payout approval
- Threshold based
- Onboarding
- KYB reviewed
Private business banking. Client accounts. Fiat & crypto payments. Tax support. Complete administration.
Not an ordinary business account.
TVB Business is built for companies that need more than a place to send and receive money. It combines private business banking infrastructure with client payment management, fiat and crypto payment flows, invoicing, receipts, accounting support and operational tools designed around the way modern companies actually work.
Your business, your clients, your financial operations — in one place
A complete business banking platform
Manage your company's banking, client payment flows, fiat and crypto transactions, financial documents and day-to-day administration through one connected platform.
Whether you operate a professional services firm, marketplace, agency, property business, consultancy, platform or client-facing financial operation, TVB Business gives you the structure to manage every financial detail with clarity and control.
Dedicated IBANs and payment details for every client
Give each client their own payment details
Create a dedicated IBAN, virtual account or other supported payment details for each client, project, account or business relationship.
Your clients can pay directly using their assigned payment details, while your business maintains centralized visibility over every incoming payment.
- No unnecessary manual references.
- No confusion between clients.
- No spreadsheets trying to explain where money belongs.
Client-level payment management
For every client, you can organize:
- Dedicated IBANs and payment details
- Fiat and crypto payment addresses where supported
- Incoming fiat transfers
- Incoming crypto payments
- Outgoing fiat payouts
- Outgoing crypto payouts
- Balances
- Invoices
- Receipts
- Expenses
- Payment references
- Transaction history
- Tax-related documentation
- Internal notes and records
Each client has a clear financial profile inside your business account.
Fiat and crypto payments
Accept payments in the way your clients operate
TVB Business supports eligible companies that need to receive payments in supported fiat currencies and crypto-assets.
Depending on your account, jurisdiction and enabled services, you may be able to receive:
- Bank transfers
- Card or payment-link transactions where available
- Stablecoin payments
- Supported crypto-assets
- Client payments linked to invoices
- Payments through dedicated crypto addresses
- Payments through pooled or centralized payment structures
Incoming payments can be connected to the relevant client, invoice, project or account wherever possible.
Crypto payment availability, supported assets, network support, confirmations, conversion options and settlement arrangements depend on your account, jurisdiction, compliance profile and applicable service provider.
Crypto payment management
Where supported, TVB Business can help you:
- Create or assign crypto payment addresses
- Receive supported crypto-assets
- Monitor blockchain transaction status
- Track confirmations
- Attribute crypto payments to clients or invoices
- Record wallet and transaction details
- Convert supported crypto-assets into fiat or other supported assets
- Maintain transaction history
- Prepare payment confirmations and records
Crypto payments remain subject to blockchain network conditions, asset availability, transaction monitoring, sanctions screening, wallet controls and applicable legal and compliance requirements.
Crypto payouts
Send payouts to clients, suppliers and partners
Manage eligible crypto payouts alongside your fiat payment operations.
Depending on your account and enabled services, you may be able to send crypto payouts to:
- Clients
- Suppliers
- Contractors
- Employees
- Partners
- Wallet addresses
- Approved counterparties
- Other eligible beneficiaries
Use
- Approved wallet address lists
- Beneficiary controls
- Internal approval workflows
- Transaction limits
- Payment references
- Client-level allocation
- Supporting documentation
- Blockchain transaction tracking
- Payment status monitoring
Crypto payouts may require additional verification, wallet screening, transaction review, network confirmation and compliance approval before processing.
Always verify wallet addresses and supported networks before confirming a crypto payout. Blockchain transactions may be irreversible.
Pooled accounts for flexible operations
Use the structure that fits your business
TVB Business supports pooled account structures for companies that need to manage multiple client relationships through a centralized account environment.
Receive and organize fiat payments or supported crypto payments through a pooled structure while maintaining detailed internal records for each client, project or transaction.
Use pooled accounts when centralization makes sense. Use dedicated IBANs or payment details when each client needs their own payment details. Use dedicated crypto addresses where supported and appropriate. Your business can choose the structure that best fits its operating model.
Pooled accounts can help businesses:
- Centralize incoming payments
- Manage multiple clients from one account
- Allocate funds internally
- Track balances by client
- Reconcile fiat and crypto transactions efficiently
- Simplify operational administration
- Maintain a complete audit trail
- Coordinate fiat and crypto payouts
No minimum transaction requirements
Use the account around your business
No minimum transaction requirements
Your business should not have to force transactions through an account simply to meet arbitrary volume requirements.
TVB Business is designed to support companies with different operating models, transaction patterns, client structures and fiat or crypto payment needs.
There is no minimum transaction requirement for using the platform, subject to account eligibility, applicable terms, compliance requirements and supported services.
No fixed maximum transaction volume
There is no fixed maximum transaction volume imposed as a standard business requirement.
Your account can be structured around your actual business activity, expected payment flows, crypto payment activity and operational needs.
All transactions remain subject to applicable compliance controls, sanctions screening, risk monitoring, blockchain analytics, payment-partner requirements, wallet controls and legal restrictions.
Business banking with private-banking service
More than a standard business account
TVB Business is designed for companies that expect a higher level of service, organization and attention.
Your business receives a structured financial environment supported by a team that understands complex client relationships, fiat and crypto payment flows and administrative requirements.
You are not left to figure out your business infrastructure alone.
Personalized business support
Get assistance with:
- Account setup
- Client payment structures
- Dedicated IBANs
- Pooled account arrangements
- Fiat payment workflows
- Crypto payment workflows
- Crypto wallet and address structures
- Fiat and crypto payout processes
- Invoicing processes
- Receipts and documentation
- Tax-related administration
- Transaction reconciliation
- Blockchain transaction records
- Business payment operations
- Account reviews
- Ongoing support
Invoices, receipts and business documents
Prepare and organize every financial document
Create, manage and store the documents your business needs to operate professionally.
TVB Business helps you prepare and organize:
- Client invoices
- Payment receipts
- Crypto payment confirmations
- Fiat payment confirmations
- Credit notes
- Expense records
- Bank transfer confirmations
- Blockchain transaction records
- Account statements
- Transaction reports
- Client balance reports
- Tax-related documentation
- Internal financial records
Keep your business documentation connected to the relevant client, payment, wallet transaction and account.
Professional invoicing
Prepare invoices with the information your clients expect, including:
- Company details
- Client details
- Invoice numbers
- Dates
- Descriptions
- Quantities
- Prices
- Currency
- Crypto-asset or fiat payment options where applicable
- Taxes where applicable
- Payment instructions
- Bank details
- Crypto wallet or payment details where supported
- Due dates
- Supporting notes
Send professional invoices and track whether they are pending, paid, overdue or partially settled.
Automatic receipts
When a fiat or crypto payment is received, create a corresponding receipt or payment confirmation for the relevant client.
Keep the payment, invoice, receipt and transaction record connected in one place.
Tax and business administration support
Keep your business ready for accounting and tax reporting
Tax administration is part of running a business.
TVB Business helps you organize the information your company and professional advisers need for tax preparation, accounting and financial reporting, including records relating to fiat and crypto activity.
Organize your tax information
Track and prepare records relating to:
- Business income
- Client payments
- Fiat transfers
- Crypto payments
- Crypto payouts
- Expenses
- Fees
- Invoices
- Receipts
- Refunds
- Transfers
- Currency conversions
- Crypto-to-fiat conversions
- Payment dates
- Blockchain transaction dates
- Wallet addresses
- Transaction hashes
- Client balances
- Supporting documents
Export organized reports for your accountant, tax adviser or internal finance team.
Tax-related assistance
Our team can help you understand and organize the business information required for tax and accounting processes.
Depending on your jurisdiction and service arrangement, support may include:
- Preparing transaction summaries
- Organizing fiat and crypto invoices and receipts
- Categorizing business expenses
- Preparing reports for accountants
- Identifying missing documentation
- Organizing client payment records
- Supporting crypto transaction reporting workflows
- Organizing wallet and transaction records
- Supporting tax-document workflows
- Coordinating with your appointed advisers
TVB does not replace your accountant, tax adviser or legal counsel. Tax obligations depend on your company, activities, structure, crypto transactions and jurisdiction.
Automatic payment reconciliation
Know exactly who paid and why
Incoming fiat and crypto payments are matched to the relevant client, invoice, project or account wherever possible.
See the complete payment record in one place:
- Sender
- Recipient
- Amount
- Currency or crypto-asset
- Date
- Payment reference
- Blockchain network where applicable
- Wallet address where applicable
- Transaction hash where applicable
- Client
- Invoice
- Payment status
- Account allocation
- Supporting documents
Reduce manual reconciliation and maintain a reliable record of every transaction.
Stop searching through spreadsheets
Your team can quickly identify:
- Which client made a payment
- Whether the payment was fiat or crypto
- Which invoice was settled
- Which payments remain outstanding
- Which funds are allocated
- Which transactions require review
- Which blockchain transactions are confirmed
- Which documents are missing
- Which balances are available
Multi-currency and multi-asset business banking
Manage your business across fiat and crypto
Manage supported fiat currencies and crypto-assets from one business environment.
Keep EUR, USD, GBP and other supported currency activity organized alongside supported crypto-assets while maintaining visibility over balances, payments, invoices and expenses.
Availability depends on your account, jurisdiction, payment partners, crypto-asset providers and supported services.
Multi-currency and crypto features
- Currency-specific balances
- Crypto-asset balances
- Incoming fiat payments by currency
- Incoming crypto payments by asset
- Outgoing fiat payments by currency
- Outgoing crypto payouts by asset
- Currency conversion
- Crypto-to-fiat conversion where supported
- Fiat-to-crypto conversion where supported
- Client balances by currency or asset
- Multi-currency invoices
- Crypto payment instructions
- Currency- and asset-based reporting
- Blockchain transaction history
- Payment reconciliation
Client balances and accounting records
Every client. Every balance. Every detail.
Maintain a clear financial record for each client.
Track:
- Amounts received
- Fiat payments
- Crypto payments
- Amounts paid out
- Fiat payouts
- Crypto payouts
- Amounts allocated
- Amounts reserved
- Fees
- Conversion costs
- Refunds
- Adjustments
- Outstanding invoices
- Available balances
- Historical activity
- Wallet and transaction records
Your team can understand the financial position of every client without reconstructing the information manually.
Controlled fiat and crypto payouts
Manage outgoing payments with confidence
Initiate fiat and crypto payments to approved beneficiaries while maintaining control over your business's outgoing funds.
Every payout can be connected to the relevant client, invoice, expense or business purpose.
Payments that match your process
Whether your business pays suppliers, contractors, clients, employees or partners, TVB Business helps you maintain a clear record of why each fiat or crypto payment was made.
Use:
- Approved beneficiary lists
- Approved wallet address lists
- Payment permissions
- Internal approval workflows
- Transaction limits
- Payment references
- Client-level allocation
- Supporting documentation
- Payment status tracking
- Blockchain transaction monitoring
Reserves, available balances and allocations
Know what is available
Separate funds according to their operational status.
Track:
- Available fiat balances
- Available crypto balances
- Pending payments
- Pending blockchain confirmations
- Reserved funds
- Client allocations
- Funds awaiting review
- Amounts due for payout
- Business operating funds
- Fees and adjustments
- Conversion balances
Know what is available before initiating a fiat or crypto payment and maintain a clear distinction between business funds and client-related balances.
API and business integrations
Connect TVB Business to your existing systems
TVB Business can connect with the tools your company already uses.
Use API connectivity and webhooks to synchronize:
- Incoming fiat payments
- Incoming crypto payments
- Outgoing fiat payments
- Outgoing crypto payouts
- Client profiles
- Invoices
- Receipts
- Payment statuses
- Blockchain confirmations
- Wallet addresses
- Transaction hashes
- Balances
- Reconciliation data
- Account activity
Connect your banking and crypto payment infrastructure with your accounting software, CRM, ERP, marketplace, platform or internal finance system.
Built for companies that manage client money, fiat and crypto operations
Who uses TVB Business
Accounting and tax firms
Organize client payment activity, including fiat and crypto transactions, and prepare structured documentation for accounting and tax workflows.
Law firms
Maintain clear client-related payment records, invoices, receipts and controlled fiat or crypto disbursements where permitted.
Consultancies and agencies
Separate client activity, manage project payments and keep business administration organized across fiat and crypto.
Marketplaces and platforms
Use pooled accounts, dedicated payment details, crypto payment addresses and automated reconciliation to manage multiple users or counterparties.
Property and real estate businesses
Track tenant, buyer, seller, investor, property and project-related fiat or crypto payments where supported.
International businesses
Manage multi-currency payments, crypto payments, client balances and cross-border business administration.
Companies with complex client structures
Create a financial environment that reflects the way your business actually operates.
How it works
From application to reporting
- 01
Apply
Tell us about your company, your clients, your countries of operation and the way you expect to use the platform, including any fiat or crypto payment and payout activity.
- 02
Business verification
Complete KYB, compliance and account-opening requirements.
- 03
Design your structure
Choose the account structure that fits your business: pooled account, dedicated IBANs, client-level payment profiles, dedicated crypto payment addresses where supported, multi-currency and multi-asset balances, approval and payout workflows.
- 04
Add your clients
Create client profiles and assign dedicated payment details or crypto payment addresses where required.
- 05
Prepare your documents
Create invoices, receipts, payment confirmations, crypto payment instructions and other business records.
- 06
Receive payments
Your clients pay using their assigned IBANs, relevant pooled account payment details, payment links or supported crypto payment addresses.
- 07
Reconcile automatically
Incoming fiat and crypto payments are matched to the relevant client, invoice, project or account wherever possible.
- 08
Manage your business
Track balances, expenses, documents, tax-related information, blockchain records and payment activity.
- 09
Pay out
Initiate fiat or crypto payments to approved beneficiaries when funds are available and eligible for payout.
- 10
Report and export
Prepare reports and export organized records for your finance team, accountant or tax adviser.
Your clients do not need a TVB account
They pay. You stay in control.
Your clients can pay using the dedicated IBAN, payment details, payment link or crypto payment address assigned to them.
They do not need to open their own TVB Business account simply to send a fiat or crypto payment.
- You manage the client relationship.
- You manage the documentation.
- You manage the payment flow.
- TVB provides the infrastructure and support.
One platform for your entire business
Everything your finance operation needs
Banking
Manage business balances, fiat payments and supported currencies.
Crypto payments
Receive supported crypto-assets and connect payments to clients, invoices and transactions.
Crypto payouts
Send supported crypto-assets to approved wallets and counterparties through controlled workflows.
Client accounts
Create client profiles and organize every financial relationship.
Dedicated IBANs
Give each client their own payment details where supported.
Crypto payment addresses
Assign supported wallet addresses or payment details where available.
Pooled accounts
Centralize payment activity while maintaining detailed internal allocations.
Invoicing
Prepare and manage professional client invoices for fiat and crypto payments.
Receipts
Create payment confirmations and maintain complete records.
Tax administration
Organize the information and documents required for accounting and tax workflows.
Reconciliation
Match fiat and crypto payments to clients, invoices, projects and accounts.
Payouts
Manage fiat and crypto outgoing payments through controlled workflows.
Reporting
Generate reports for your business, finance team, accountant or tax adviser.
Integrations
Connect your business systems through API and webhooks where available.
Designed for companies that expect more
What TVB Business is not
Not just a business account
A complete operating environment for companies managing clients, payments, crypto-assets and administration.
Not just a payment account
Dedicated IBANs, pooled accounts, crypto payment addresses, client balances and structured payment flows.
Not just invoicing software
Invoices, receipts, fiat payments, crypto payments and client records connected in one place.
Not just tax software
Organized financial information and documentation to support your accounting and tax processes.
Not just a banking interface
Private-business support for the financial details that keep your company moving across fiat and crypto.
Frequently asked questions
Is TVB Business an ordinary business bank account?
No. TVB Business is designed as a private business banking and administration platform for companies that manage clients, fiat and crypto payments, invoices, receipts, expenses and tax-related documentation.
Can I create a dedicated IBAN for every client?
Dedicated IBANs or payment details can be created for individual clients where supported by your account structure, jurisdiction and applicable payment partner.
Can I assign crypto payment addresses to clients?
Crypto payment addresses or other crypto payment details may be available for eligible businesses and supported assets, networks, jurisdictions and use cases.
Can I use a pooled account?
Yes. Pooled account structures may be available for eligible businesses that need to centralize incoming payments while maintaining internal client-level records and allocations.
Can I receive crypto payments?
Eligible businesses may be able to receive supported crypto-assets through supported wallets, addresses, payment links or other payment structures. Availability depends on your account, jurisdiction, asset, network, compliance profile and applicable service provider.
Can I send crypto payouts?
Eligible businesses may be able to send supported crypto-assets to approved wallet addresses or counterparties. Crypto payouts are subject to wallet screening, transaction monitoring, network requirements, approval controls and applicable terms.
Can I convert crypto into fiat?
Conversion between supported crypto-assets and fiat currencies may be available for eligible accounts and supported assets. Availability, pricing, execution and settlement depend on your account, jurisdiction and applicable service provider.
Do my clients need a TVB account?
No. Your clients generally do not need to open a TVB account simply to send a fiat payment to their assigned payment details or a crypto payment to a supported payment address.
Is there a minimum transaction requirement?
There is no standard minimum transaction requirement. Your account remains subject to eligibility, applicable terms, compliance requirements and supported services.
Is there a maximum transaction limit?
There is no fixed maximum transaction volume imposed as a standard business requirement. Transaction activity remains subject to account configuration, compliance monitoring, payment-partner requirements, blockchain analytics, sanctions screening and applicable law.
Can TVB prepare invoices and receipts?
The platform is designed to help businesses prepare, organize and manage invoices, receipts, fiat payment confirmations, crypto payment confirmations and related financial documents.
Can TVB help with taxes?
TVB can help organize transaction records, invoices, receipts, expenses, fiat activity, crypto activity and other information required for accounting and tax workflows. Tax advice and tax filing obligations remain the responsibility of your company and its appointed professional advisers unless a separate tax service is expressly provided.
Can I manage expenses?
Yes. You can organize business expenses, supporting receipts, payment records and related documentation where the relevant functionality is available for your account.
Can I manage multiple currencies and crypto-assets?
Supported fiat currencies and crypto-assets can be managed within the business environment where enabled. Availability depends on your account, jurisdiction, asset support and applicable banking, payment or crypto-asset partner.
Can I manage client balances?
Yes. Client profiles can include fiat and crypto payment activity, allocations, balances, invoices, receipts, expenses and related records where supported.
Can I control fiat and crypto payouts?
Yes. Fiat and crypto payouts can be managed through approved beneficiaries, approved wallet addresses, payment workflows, permissions and other controls, subject to account configuration and applicable requirements.
Can I connect TVB Business to my accounting software?
API, webhook and integration functionality may be available for eligible businesses and supported use cases, including fiat and crypto payment activity.
Does TVB directly provide regulated banking, payment or crypto services?
The Vision Bank provides the platform, technology, business infrastructure and support. Regulated banking, payment, electronic-money, custody, crypto-asset and other financial services may be provided through applicable licensed and regulated partner institutions, subject to their terms, permissions and the relevant jurisdiction.
Does TVB provide tax or legal advice?
TVB may provide administrative and organizational support for tax-related and business documentation workflows. This does not replace independent tax, accounting or legal advice unless a separate regulated or professional service is expressly provided.
Are crypto payments reversible?
Blockchain transactions are generally irreversible once confirmed. You are responsible for verifying wallet addresses, supported networks, payment amounts and transaction details before confirming a crypto payment or payout.
Request access
Build your business banking environment around the way you operate
Tell us about your company, your clients, your payment flows, your fiat and crypto requirements and the support your business requires.
Requesting access does not create an account. Account availability, dedicated IBANs, pooled accounts, fiat payment services, crypto payments, crypto payouts, tax-related support and other features are subject to eligibility, KYB, compliance review, applicable terms, supported jurisdictions, asset availability and partner availability.